-, Harsono -, Inspektorat Jendral Kemdikbud Ristek
-, Karyaningsih -, Universitas Singa Perbangsa
Agustin, Yulia, <p><em>Study Program of Sharia Banking,</em><strong> </strong><em>Faculty of Islamic Economics and Business</em></p> <em>Islamic Religious Institute of Darussalam Blokagung Banyuwangi</em>
Aini, Aula Izatul, Study Program of Sharia Banking Faculty of Islamic Economics and Business Islamic Religious Institute of Darussalam Blokagung Banyuwangi
Ajiza, Masrurotul, National Institute of Technology Malang
Amelia, Tifa Noer, Perbanas Institute
Amin, Moh., Universitas Islam Malang
Amin, Muhammad Sirojuddin, Universitas Islam Malang
Anggita, Dinda Dwi
Arfany, Fenny Putri, University of Islam Malang
Arnanda, Nita Aulia
Athiroh, Nour, Universitas Islam Malang
ati, nurul umi, UNISMA
Bara, AL, Universitas Muhammadiyah Sumatera Utara
Batubara, Chuzaimah, Universitas Islam Negeri Sumatera Utara
Cahyaningrum, Carolina Haslita Intan, Asian Banking Finance and Informatics Institute of Perbanas, Jakarta
Choi, Lee Jun, Universiti Malaysia Serawak
Damayanti, Dini Sri
Dewi, Afkarin Kamilah, Universitas Islam Malang
Dian Sari, Okta Pita, Universitas Islam Malang
Ekaningsih, Lely Ana Ferawati, <p>Study Program of Sharia Economics, Faculty of Islamic Economics and Business</p><p>Islamic Religious Institute of Darussalam Blokagung Banyuwangi</p>
El Walida, Sikky, Universitas Islam Malang
Faradiba, Surya Sari, Universitas Islam Malang
Fauzi, M. Rizal
Ferdiani, Feny, Universitas Muhammadiyah Sumatera Utara
Fitriani, Nani, Asian Banking Finance and Informatics Institute of Perbanas, Jakarta
Ghofar, Muhamad Abdul, <p><em>Study Program of Sharia Economics, Faculty of Islamic Economics and Business</em></p> <em>Islamic Religious Institute of Darussalam Blokagung Banyuwangi</em>
gunawan, gunawan, universitas muhammadiyah sumatera utara
Hasan, Faisal Tajudin
Hasana, Siti Nurul, Jurusan Pendidikan Matematika, FKIP, Universitas Islam Malang
Hasanah, Fitriyatul, Universitas Islam Malang
Hasanah, Uswah, Universitas Muhammadiyah Sumatera Utara
Hidayah, Layli, Universitas Islam Malang
Hikmah, Sofi Faiqotul, Institut Agama Islam Darussalam Blokagung Banyuwangi
Inayah, Nurul, Study Program of Sharia Economics, Faculty of Islamic Economics and Business\ Islamic Religious Institute of Darussalam Blokagung Banyuwangi
Ishmadina, Alifa Alifa, Islamic University of Malang
Khasanah, Iswatul, Jurusan Pendidikan Matematika, FKIP, Universitas Islam Malang
Khoiriyah, Faikotul, <p><em>Study Program of Sharia Economics</em></p><p><em>Faculty of Islamic Economics and Business</em></p><em>Islamic Religious Institute of Darussalam Blokagung Banyuwangi</em><div><em><br /></em></div>
Komarudin, Komarudin, <p><em> Study Program of Sharia Economics</em></p><p><em>Faculty of Islamic Economics and Business</em></p> <em>Islamic Religious Institute of Darussalam Blokagung Banyuwangi</em><p><em><br /></em></p>
Koto, Ismail, Universitas Muhammadiyah Sumatera Utara
Kurniati, Rini Rahayu, Universitas Islam Malang
kusumawati, shinta, FK unisma Malang
Lesmanah, Unung, Universitas Islam Malang, Fakultas Teknik
Mada, B Andreas, Perbanas Institute Jakarta
Magdalena, Pamela, IKPIA Perbanas
Mahsuni, Abdul Wahid, UNISMA
Mardiani, Siti Asmaniyah, Universitas Islam Malang
Margianto, Margianto, Universitas Islam Malang, Fakultas Teknik
Marsono, A Dewantoro, Perbanas Institute Jakarta
Mawardi, Azis, Universitas Islam Malang
Mawardi, Rizal, Accounting Department FEB Perbanas Institute
Millenia, Annisa Fitri Ayu, University of Islam Malang
Mubarakati, Nurul, departement biology universitas islam malang
Mudawamah, Mudawamah, Universitas Islam Malang
mudiar, Welda -, IKPIA Perbanas Jakarta
Mulya, Rizki, Perbanas Institute
Nadya, Prameswara Samofa, Perbanas Institute
Naimi, Nadlrah, Universitas Muhammadiyah Sumatera Utara
nasution, mawaddah, Universitas Muhammadiyah Sumatera Utara
Negara, Fandy Puspita, Pascasarjana Universitas Islam Malang
Ningrum, Widiastuti Murti, Perbanas
Noerhayati, Eko, Universitas Islam Malang
novianty, susiani dian, medical student unisma
Nugraha, Muhammad T
Nuriyanti, Ika, UNISMA
Palupi, Kalyana
Pradesyah, Riyan, Universitas Muhammadiyah Sumatera Utara
Pramudiana, Ika Devy, UNITOMO
Purba, Rahima Br, Universitas Pembangunan Panca Budi
Putra, Gian Arya, Perbanas
R., Irawati Dinasari Dinasari, Universitas Islam Malang
Rachmat, Afi, Universitas Islam Malang
Raharjo, Artono, Universitas Islam Malang, Fakultas Teknik
rahimah, rahimah, Universitas Muhammadiyah Sumatera Utara
rahmayati, rahmayati, Universitas Muhammadiyah Sumatera Utara
raniyah, qaulan, Universitas Muhammadiyah Sumatera Utara
Robby Maulana, Rausanfiker, Accounting Department FEB Perbanas Institute
Rohimawati, Ani
S, Enrique Christian Antonio, Management study program, Faculty of Economics and Business, Perbanas Institute Jakarta
S.Pdi., M.A, Dr. Zailani, Universitas Muhammadiyah Sumatera Utara
Safaria, Siti -, IKPIA Perbanas Jakarta
Said, Mas’ud, Universitas Islam Malang
Sari, Fadhila Kartika, Universitas Islam Malang
Sekardhani, Novia, IKPIA Perbanas
selamat, selamat, <p>1. universitas muhammadiyah sumatera utara</p><p>2. Universitas Muhammadiyah Malang</p>
Selliamanik, Irma, PERBANAS INSTITUTE
Setiawan, Hasrian Rudi, Universitas Muhammadiyah Sumatera Utara
Siagian, Ade Onny, Universitas Bina Sarana Informatika
Sihotang, Mutiah Khaira, Universitas Muhammadiyah Sumatera Utara
Sorongan, Fangky A, Perbanas Institute
Sugiono, Sugiono, Universitas Islam Malang, Fakultas Teknik
Susanti, Nawal Ika, Study Program of Sharia Banking, Faculty of Islamic Economics and Business Islamic Religious Institute of Darussalam Blokagung Banyuwangi
susyanti, jeni, Universitas ISlam MAlang
Syahadah, Raudhotus, Universiti Utara Malaysia
Ulya, Holitul, <em>Study Program of Sharia Economics, Faculty of Islamic Economics and Business\ Islamic Religious Institute of Darussalam Blokagung Banyuwangi</em>
Umar, Haryono, IKPIA Perbanas Jakarta Jl. Perbanas Setia Budi Karet Kuningan Jakarta Selatan
Ustanti, Mira, Faculty of Islamic Economics and Business Islamic Religious Institute of Darussalam Blokagung Banyuwangi
Vastiani, Fatwa Zulva, Fatwa Vastiani Faculty of Medicine,University of Islam Malang, Indonesia zulvavfatwa@gmail.com
Walida, Sikky El, Universitas Islam Malang
Widdah, Hilmiyatul, Pascasarjana Universitas Islam Malang
Wijoyo, Hadion ., STMIK Dharmapala Riau
Windasari, Marlena Ayu, Islamic University of Malang
Wirahadikusumah, Arhamdy, Universiti Utara Malaysia
Wirateruna, Efendi S, University of Islam Malang
Wulandari, Diana, Universiti Utara Malaysia
Yuslem, Nawir, Universitas Islam Negeri Sumatera Utara
Zayadi, Hasan, Universitas Islam Malang
Zayadi, Hasan
Zulherman, Zulherman, Universitas Muhammadiyah Prof. Dr. HAMKA Jakarta