S, Enrique Christian Antonio, Management study program, Faculty of Economics and Business, Perbanas Institute Jakarta
S.Pdi., M.A, Dr. Zailani, Universitas Muhammadiyah Sumatera Utara
Safaria, Siti -, IKPIA Perbanas Jakarta
Said, Mas’ud, Universitas Islam Malang
Sari, Fadhila Kartika, Universitas Islam Malang
Sekardhani, Novia, IKPIA Perbanas
selamat, selamat, <p>1. universitas muhammadiyah sumatera utara</p><p>2. Universitas Muhammadiyah Malang</p>
Selliamanik, Irma, PERBANAS INSTITUTE
Setiawan, Hasrian Rudi, Universitas Muhammadiyah Sumatera Utara
Siagian, Ade Onny, Universitas Bina Sarana Informatika
Sihotang, Mutiah Khaira, Universitas Muhammadiyah Sumatera Utara
Sorongan, Fangky A, Perbanas Institute
Sugiono, Sugiono, Universitas Islam Malang, Fakultas Teknik
Susanti, Nawal Ika, Study Program of Sharia Banking, Faculty of Islamic Economics and Business Islamic Religious Institute of Darussalam Blokagung Banyuwangi
susyanti, jeni, Universitas ISlam MAlang
Syahadah, Raudhotus, Universiti Utara Malaysia